We Build Your Roth Conversion Blueprint
We analyze your current tax bracket, IRA balances, future RMD exposure, and potential Roth conversion opportunities.
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5/5 Average Customer Rating as off June, 2026
36+ years focused on retirement income | 100% fiduciary
Reduce Future Taxes With Strategic Roth Conversions
In one complimentary session, you’ll receive a personalized Roth conversion, income & tax analysis designed to help investors age 55+ potentially lower future taxes, reduce RMD exposure, and create greater retirement flexibility.
Read What Other Retirees 55+ Say About Their Experience
Client experiences and testimonials from individuals who have worked with Optimal Wealth Advisors.
5/5 
6 reviews on
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Julie Pool
a month ago
Lance has advised my family for more than 20 years and now serves as my advisor as well. He is highly knowledgeable and consistently offers guidance that supports the growth of my retirement plan based on my long-term goals. Anytime I have questions or want to explore additional options, he is always available with informed advice. Lance is trustworthy and genuinely prioritizes his clients’ best interests. I highly recommend him.
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joyce rademacher
2 years ago
Lance has been my family's financial advisor for many years. We sought him out due to his impressive credentials. Over the years, he has soundly advised us on how to protect our assets and expand our retirement income. We trust him totally to help us make decisions regarding our future finacial welfare.
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kathy noren
2 years ago
Lance has been our financial advisor for over 20 years. He's very trustworthy, has given us excellent advice, and truly has the best interest of his customers at heart. Highly recommend!
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Tim Routhier
2 years ago
I have started working with Lance this year and he has done a great job, helping me set up and execute my retirement plan. He is always available to answer questions and has provided solid advice that has helped me optimize my retirement income opportunities. He has definitely proven to work for the best interest of his clients. I highly recommend Lance to anyone who needs a knowledgeable and experienced financial advisor..
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Ty Ramsey
2 years ago
Not only are all my assets invested with Lance, but I also have my parents fully invested with him. That pretty much says it all. I highly recommend Lance!
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Pamela Lloyd
2 years ago
Optimal Wealth Advisor Is very professional and knowledgeable about the accounts that I have invested here. I highly recommend the services that are provided with this company.
As seen on
Why Thousands Trust Us Over Big Firms
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Decades of experience focused only on retirement income.
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Personalized plans that integrate income, taxes, and risk protection.
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Simple strategies that help you feel confident about your financial future.
What You’ll Get in Your Free Session
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A personalized Roth Conversion Blueprint: Discover whether strategic Roth conversions could potentially reduce your future tax burden.
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A retirement tax analysis: Learn how future RMDs, Medicare IRMAA surcharges, and tax brackets may impact your retirement income.
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A Roth conversion opportunity review: Identify potential windows and strategies that may help create more tax-efficient retirement withdrawals.
You worked decades to build your retirement savings — now it’s time to explore strategies designed to help keep more of it.
How It Works — Simple 3-Step Process
Book Your Complimentary Session. Choose a convenient time to discuss your current IRA accounts and retirement tax situation.
Review Your Personalized Strategy
You’ll receive a customized Roth Conversion Blueprint designed to help you better understand potential tax-saving opportunities and long-term retirement flexibility.
Step 2 of 3
Implement Your Plan If It Makes Sense
If Roth conversions appear beneficial for your situation, we’ll discuss next steps and implementation options tailored to your retirement goals.
Step 3 of 3
Why Our Approach Works
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Retirement tax planning focused on Roth conversion opportunities.
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Strategies designed to help reduce future taxes and RMD exposure.
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Completely fiduciary — your goals and best interests come first.
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Personalized Roth conversion analysis tailored to your financial situation.
You Worked Hard To Build Your Retirement Savings. Now Discover How Roth Conversions May Help Create More Tax-Free Retirement Income.
Get My Roth Conversion BlueprintBook your personalized session to walk through your complete Roth conversion strategy and discover how to maximize your retirement wealth.
Get a Roth Blueprint
Built Just for You
In 60 minutes, walk away with a real income, tax & protection plan — no forms, no pressure, no obligation.
Book My Free Session60 minutes · One-on-one · Zero obligation